A surprise special assessment, a milestone inspection your building can't pass, or HOA fees that keep climbing — we buy condos across Tampa Bay exactly as they sit, no matter what's going on with the building.
Florida's post-Surfside laws changed the math for older condo buildings statewide. SB 4-D (2022) ended the practice of associations waiving reserve funding for structural components, and buildings three stories or taller now have to pass a milestone structural inspection at 30 years old (25 years within three miles of the coast) under Florida Statute 553.899. For a lot of Tampa Bay buildings built in the 1980s and '90s, that inspection deadline lands December 31, 2026.
When a reserve study finds a shortfall, or a building's inspection turns up deficiencies, the bill usually shows up as a special assessment — sometimes tens of thousands of dollars per unit. HOA fees have also climbed sharply across the region in recent years, driven by the same reserve rules plus a hard insurance market. If your board just passed an assessment, your building's on a lender's financing watch list, or the monthly fee just doesn't work for you anymore, none of that has to be resolved before we make an offer.
We factor the building's situation into our evaluation and handle the rest after closing — no waiting on the board, no waiting on a buyer's mortgage to clear underwriting on a flagged building.
Want the full breakdown — fee data, buyer/lender checklists, and what your building's status actually means for a sale? Read our guide: Selling a Tampa Condo: Fees, Assessments & What Your Building's Status Means →
No. We factor the assessment into our evaluation and can structure the sale around it — you don't need to resolve it first.
That doesn't disqualify a sale to us. We buy regardless of a building's inspection status or where it stands with lenders.
No. We don't charge fees or commissions, and we cover closing costs.
As little as 14 days, or longer if that works better for your situation — we work around your timeline.
To us, it's just the starting point. Here's what we buy.
If any of these fit — we want to buy your condo.
Get My Cash OfferIf your building's reserves or fees suddenly changed, it's not your association being difficult — it's state law catching up with older buildings all at once.
The Surfside condo collapse in Miami-Dade prompts a statewide review of older building safety.
SB 4-D is signed, ending associations' ability to waive reserve funding for structural components.
Initial Structural Integrity Reserve Study (SIRS) deadlines hit, extended by HB 913 to Dec. 31, 2025.
Milestone inspection deadline for many qualifying Tampa Bay buildings under F.S. 553.899.
Share the address and what's going on with the building — assessment, inspection status, whatever it is. Takes 60 seconds.
We evaluate the unit and the building's situation together — no inspection contingencies, no waiting on board approval.
Close in as little as 14 days, or work around your timeline.
We're based in Tampa Bay and track condo law and building issues across Hillsborough and Pinellas counties.
No financing delays, no lender pulling out because the building got flagged — cash closes regardless.
Pending assessment, failed inspection, financing watch list — none of it disqualifies a sale.
Don't see your building's area? Call us — we likely cover it.
